Modern luxury meets everyday livability in this 3-bed, 3.5-bath, 2,257 sq ft residence, perfectly placed on a tranquil, tree-lined street in the heart of Bankers Hill-one of San Diego's most vibrant and sought-after neighborhoods. This contemporary multi-level home lives like a sleek urban townhome, blending upscale design, lock-and-leave convenience, and an effortless indoor/outdoor lifestyle just minutes from Balboa Park, Hillcrest, Downtown, and the bay. Located on the second floor, the chef-inspired kitchen features high-end stainless steel appliances, an oversized island, Lutron lighting, and elegant finishes, creating the perfect hub for cooking, entertaining, and casual everyday living. The kitchen flows seamlessly into the open living room, powder room, and balcony, while newer flooring, oversized windows, and abundant natural light enhance the home's warm, modern aesthetic. A disappearing living room slider opens fully into the wall, transforming the balcony and great room into a single indoor/outdoor space ideal for morning coffee, evening cocktails, or catching the coastal breeze. The 3rd level offers two generous bedrooms, each with a walk-in closet and its own en-suite bathroom, plus excellent hallway storage-perfect for guests, family, or a dedicated home office. The entire 4th floor is a true primary sanctuary, featuring his-and-hers closets, a dedicated vanity area, a spacious spa-like bathroom, and a private balcony with city views. Everyday conveniences include in-unit laundry, central A/C & heat, and a direct-access private two-car garage w/ EV Charging. This property delivers a rare blend of style, comfort, and practicality in one of San Diego's most desirable urban neighborhoods. Properties like these just don't come up very often.