Financing Opportunity: The property features an assumable FHA loan at 2.875. To qualify for the assumption, the new buyer must owner-occupy one of the units. This provides a significant advantage over current financing costs. Nestled on a serene, tree-lined street in the historic Prescott neighborhood, 1128 Chester Street presents a rare opportunity to own a piece of West Oakland's vibrant future. This versatile property is currently a well-maintained duplex featuring solid, long-term tenants paying market-rate rents, offering immediate stability for any investor. However, the true value lies in its remarkable growth potential: zoned RM-2 for up to four units, the property boasts significant open space behind the existing structure, providing a clear canvas for expansion or the addition of ADUs. The location is a commuter's dream and a lifestyle destination. Just a 10-minute walk to West Oakland BART, you are a mere one-stop ride from both downtown Oakland and San Francisco's Embarcadero. The neighborhood's high walkability and Biker's Paradise status make it easy to enjoy the lush, garden-lined walkways of Mandela Parkway or a morning visit to the Mandela Grocery Cooperative and Kilovolt Coffee. Families will appreciate the proximity to local educational options, including Prescott Elementary just a few blocks away, providing a convenient foundation for neighborhood schooling. The local culture is thriving with a mix of historic character and modern energy. The community maintains a grounded sense of purpose, while a wave of new development brings fresh vitality to every corner. Residents are just blocks from the innovative Prescott Market Hall, the West Oakland Farmers Market, and the lively Prescott Night Market. For craft beverage enthusiasts, the property is ideally situated near the famous Ghost Town Brewing and the popular Brix Factory Brewing. Whether it's an afternoon at the South Prescott Dog Park or dinner at one of the many new restaurants nearby, the area offers an authentic, high-energy urban experience. With the major Mandela Station project set to further transform the transit corridor in 2026, 1128 Chester Street is perfectly positioned to benefit from the area's continued appreciation. This is more than just a duplex; it is a high-yield investment with massive development upside in one of the Bay Area's most dynamic and culturally rich communities. Experience the best of West Oakland living with the space to grow your vision.