GREAT INVESTMENT! Live upstairs. Rent downstairs. Let San Francisco do the rest! Rare Inner Richmond mixed-use gem on Balboa Street! First time on the market in over 40 years, this well-maintained residential and commercial building offers flexible San Francisco ownership with lifestyle appeal and long-term upside. Just moments from Golden Gate Park, USF, museums, cafes, shops dining, transit, and the beach, the location delivers the walkable city lifestyle today's buyers and renters love. The street-level commercial space is home to an established Japanese and Chinese restaurant, giving the property built-in neighborhood presence and income potential. Upstairs, the move-in ready 3-bedroom, 1-bath private residence features a separate entrance, formal living room, open kitchen and dining layout, original hardwood floors, and a private backyard balcony for morning coffee, evening hangs, or a quiet city escape. The residential unit will be delivered vacant, creating a rare opportunity to occupy, lease, or customize the space. Potential market rent for the 3BD/1BA residence is approximately $6,800 per month, adding appeal for investors, owner-users, and house hackers seeking income flexibility. Live upstairs and let the commercial space help offset costs, rent both units for income, or explore a long-term vision in one of San Francisco's most beloved neighborhoods. This property has character, location, and multiple paths forward. Parks, schools, food, culture, and coastal air are nearby, making Balboa Street a true SF lifestyle address. Classic building, prime location, modern upside. This is not just a property; it is a chance to own a piece of San Francisco with income potential, flexibility, and future value. Bring your vision and your best offer, because opportunities like this do not come around often.