Discover the charm of Balboa Island living at this adorable and inviting cottage, ideally situated on the iconic Ruby Avenue, just steps from the beautiful North Bayfront! Offering approximately 1,100 square feet, this charming duplex features 3 bedrooms, 3 bathrooms, a 2-car garage and golf cart parking. Rich in character and coastal appeal, the property showcases beautiful wood paneling throughout and impressive high ceilings that create a warm, open, and welcoming atmosphere. The front cottage offers 2 bedrooms and 2 bathrooms, while the additional living space features 1 bedroom, 1 bathroom, and a generously sized office that could also serve as a spacious walk-in closet, providing flexibility for guests, extended family, or a home office. Whether you're looking for a special island getaway, an investment opportunity, or a place to enjoy the quintessential Balboa Island lifestyle, this delightful property offers endless possibilities. Enjoy the best of island living with the bayfront, waterfront strolls, charming shops, and local restaurants just moments away. Don't miss this wonderful opportunity to own a piece of Balboa Island charm on one of its most iconic streets!