Buyer Financing Opportunity! Eligible buyers may qualify for a low-down-payment mortgage program featuring no private mortgage insurance (PMI), a potentially reduced interest rate, and up to $7,500 in closing cost assistance. First-time homebuyer status is not required, and no income limits apply in this neighborhood. All financing benefits are subject to program guidelines, individual eligibility, lender approval, and availability. Discover modern living in the heart of Santa Ana at this beautifully maintained single-family detached row home in the Lacy Crossing community. Offering 2,106 square feet of thoughtfully designed living space, this three-story residence features 4 bedrooms, 3.5 bathrooms, a 2-car attached garage, fully owned solar, no Mello-Roos, and a low HOA of just $141 per month. An inviting front porch provides the perfect place to enjoy your morning coffee or unwind in the evening with outdoor seating and dining. Inside, the first level offers a versatile bedroom with an ensuite bathroom, making it ideal for guests, multigenerational living, a private home office, or fitness room. This level also includes a storage closet, direct access to the attached two-car garage, and access to the private side patio, creating an additional outdoor living space for relaxing or entertaining. The second floor is the heart of the home, featuring an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen. Designed for both everyday living and entertaining, the kitchen offers a spacious center island with seating for four, a pantry, generous cabinet and counter space, and a conveniently located powder room. Retreat to the third floor where the spacious primary suite offers a private ensuite bathroom. Two additional bedrooms, a full hallway bathroom, and a conveniently located stackable washer and dryer complete the upper level, providing comfort and functionality for daily living. Ideally located on Third Street, this move-in-ready home offers low-maintenance living near Downtown Santa Ana's restaurants, cafes, boutiques, art galleries, and entertainment. Enjoy easy access to the 5 and 55 Freeways, South Coast Plaza, Segerstrom Center for the Arts, and nearby parks. A versatile floor plan, fully owned solar, and inviting indoor-outdoor spaces make this home a standout Orange County opportunity.